Lieber details the how, when, and why of teaching our children about finances and how to be money smart –– while at the same time, being hard working, generous, and non materialistic. Lieber believes an allowance is important, not as compensation for doing chores, but as a tool for teaching our kids how to manage money. He advocates the tangible three jar system: give, save, spend. Brilliant we say. More on the subject here.